This is your last home. Congratulations. You made it! Now, you get to live the “good years!” This is as big of a decision as your first home was, so here are five steps to picking the perfect neighborhood:
- Sit down, close your eyes and envision what your retirement dream looks like. If you have a significant other, do this alone, first; then share.
- Brainstorm about your vision. In other words: “What did you envision?” Spending time with the grandchildren? Taking ball-room dance lessons? Volunteering? Traveling? Pursuing new hobbies? A second career? A home business? Creating a home studio for your art?
- The next step should absolutely be sitting down with a real estate buyer’s agent. Your agent should know you, ask plenty of questions, and be familiar with your vision and “Must Haves” and will also be able to help you figure out how much home you can comfortably afford so that the buyer’s agent can steer you towards the best of you can afford. Obviously, retirement isn’t crunching the numbers and you deserve this! But, whether you’re months or years away from retirement, you must be able to have a good idea of what you can afford in monthly bills. Having someone privy to your dream, with insider’s knowledge is key!
- Think about what you’re really looking for as far as a lifestyle is concerned. As you look at those different lifestyle options, below, again arrange the “Must Haves” at the top:
- Active Adult Communities – age-restricted communities with services, social events and lots of activities.
- Gated Communities – security and prestige with controlled entrances.
- Golf Course/Country Club – for those that want to be immersed in golf or be able to look out at manicured fairways.
- Suburban Living – a suburban setting, motivated by quality health care and cultural activities.
- Urban Living – this doesn’t have to be full-on city, it can be a slower-paced urban living – like Williamsburg, for instance? More and more often, mixed-use developments offer an intelligent combination of land use, residential and commercial properties, and park settings.
- Waterfront Communities – if you have a boat or want to enjoy sunsets at dusk, for your golden years, this doesn’t have to be an expensive option, but it has to be at the top of your list for your buyer’s agent.
- Independent/Assisted Living and Continuing Care Residential Communities – if you are looking for an option to age-in-place, that needs to be known as you search.
- Last, but-not-least: visualize your daily life. In other words, if you want to walk the dog on a running trail or cannot live without a morning latte, make sure that is on the list.
When it comes to choosing a buyer’s agent, to buy your retire in Williamsburg, I hope you’ll choose me. I will represent you and your best interests. I will meet with you and fully understand what your vision of retirement looks like and how much you have to spend, without changing your vision of your shiny, happy future! Call me, Rolf Kramer, today – 757-564-4455. I am very familiar with all the best neighborhoods, Williamsburg’s Lifestyles, and how to help you, best, find your new home!
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Rolf Kramer, REALTOR®, ABR, SRES, e-PRO 757-564-4455
Licensed in Virginia with Liz Moore and Associates, 5350 Discovery Park Blvd, Williamsburg, VA 23188
Williamsburg has become a Mecca for retirees over the past dozen years because of its history, charm, vacation amenities, proximity to major cities and airports, and affordable cost of living. Check out www.retiringinwilliamsburg.com for information about the Williamsburg community, lifestyles available, and search for homes for sale.