Retiring in Williamsburg Blog

Lifestyles, Community Information. Helping you find your new home

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Colonial Heritage – an Active Adult Community, in Williamsburg

Colonial Heritage is an active adult community ideally located minutes from Colonial Williamsburg. This gated community has much to offer. Amenities include an elegant clubhouse featuring a grand ballroom, fine and casual dining, grille room, card room, and billiard room. The well-appointed library with computer stations, woodworking shop, and arts and crafts room make the clubhouse a great gathering place. Other amenities are an athletic club with fitness center, indoor and outdoor pools, aerobics room, pro shop, tennis, and miles of walking and biking trails.  If golf is your passion, the Arthur Hills designed 18-hole championship golf course is both challenging and a delight for players of all abilities. Whether you are looking to make a lifestyle change or continue living the active life you currently live, Colonial Heritage is an excellent choice.  Choose from the Executive Collection, the Garden Collection, the Carriage Homes, or The Villas.  The base price of the Aspen model starts in the mid $200’s and the Tigerlilly II in the mid $400’s.

Line Dancing Class - Rolf Kramer Real Estate

Colonial Heritage Activities – Line Dancing – Williamsburg, Virginia

rolf kramer, real estate, Williamsburg, VARolf Kramer, REALTOR®, ABR, SRES, e-PRO 757-564-4455 Licensed in Virginia with Liz Moore and Associates, 5350 Discovery Park Blvd, Williamsburg, VA 23188 Williamsburg has become a Mecca for retirees over the past dozen years because of its history, charm, vacation amenities, proximity to major cities and airports, and affordable cost of living. Check out for information about the Williamsburg community, lifestyles available, and search for homes for sale.

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Buy and Build BEFORE you retire – create your dream in baby steps

Build Your Retirement Home Before You Retire – in other words: Buy (or build) a vacation home now with an eye to retire there.

Buy and Build BEFORE you retire - create your dream in baby steps, Rolf Kramer, Real Estate Agent

By Jeffrey R. Kosnett, From Kiplinger’s Personal Finance, August 2013

Last February, Ken Means bought a 3,000-square-foot home built in the early 1990s on 80 acres of land. Located in the Ozarks near Cabool, Mo., it is six hours from Means’s home near Peoria, Ill., so he can’t go every weekend. But when he can spare a day or two, he works on projects such as building a pond to attract waterfowl. The property is ideal for Means not only because he is an avid hunter but also because all that land comes with a reasonably new house—as opposed to a wreck in need of restoration. Plus, shopping and other basic services are no more than 15 minutes away.

Means, who is 56 and owns a fire-equipment business, says that five years ago he started toying with the idea of buying a vacation home that he could eventually retire to. Now he says he may sell his business in as little as two years—so he can resettle sooner to his spread. Land is cheap in the Ozarks, so his new property set him back less than $300,000, house included. Property taxes of less than $1,000 a year are also low.

The Missouri Ozarks is a low-income area, so there aren’t many locals with the cash to bid up property values. Dollars aside, Means says the smartest thing he did before buying his house was to take the time to look at many properties and talk to residents and real estate agents. He knows he’ll be comfortable living there permanently when the time comes.

“You’ll want to buy something early enough to get it into shape before you do retire,” says Means. “You don’t want to retire and then work your butt off, because that defeats the point.” The remote property is unlikely to attract renters, so he’s not even thinking about a listing. Instead, he has opened the door to his family. His parents recently stayed for two weeks, and his sister and her family will vacation there for a week and a half.

When you’re ready to retire, there’s surely a manicured, gated subdivision with stair-free designs and an unchallenging golf course in your area. And the easiest (and perhaps least costly) decision is to stay in place and carry on, sans the commute (see The Benefits of Aging in Place). Some more adventurous retirees choose to move to a Sunbelt mecca or even to live overseas (see How to Retire Abroad).

But there’s another way: Buy or build a retirement home before you retire. You can enjoy it now for recreation and relaxation, years before you get the gold watch. You can use it as a weekend and holiday retreat, and you can expand or adapt it gradually so it can function as a permanent residence. The home doesn’t have to accommodate every luxury you’d ever want. The location and the lay of the land are the draw.

According to the National Association of Realtors, U.S. vacation-home sales were a relatively modest 469,000 in 2010, rose to 502,000 in 2011, grew to 553,000 last year and will rise again in 2013. Prices are still depressed from the peaks of 2005 and 2006, the two years when Americans bought more than a million second homes. Still, prices rose 24% last year, to a median of $150,000 for existing properties.

With real estate prices booming again, could desirable recreational and resort-area property sell so fast that if you wait even one year to buy, you’ll strike out? Stacy Matherly, the real estate agent who sold Means his acreage, says she is inundated with e-mail inquiries from distant “sofa surfers” who are eager to go home-and-land shopping. David Knudsen, a real estate agent in Liberty, N.Y., says the second-home market generally trails the primary market by six to 12 months. It is definitely on the rebound, if still in the early stages.

Half of all second-home buyers pay cash. But that stat may be misleading because the transaction counts as a cash sale if the buyers draw on a home-equity line on their main residence to pay for abode number two. If you need a mortgage, note that the standards for vacation homes are tougher than for the purchase of a primary home. You will need excellent credit and a down payment of at least 20%. Plan on paying an interest rate on the mortgage that’s a little higher than for a first home.

Brokers who sell property within 150 miles of New York City say that affordable real estate still exists in the region, and buyers are tapping stock market profits rather than taking out bank loans to pay for it. For example, in Sullivan County, in the Catskills two to three hours northwest of Manhattan, there are listings for three-bedroom houses on five acres ranging from $200,000 to $300,000. These houses are rustic enough that you would probably want to invest in some upgrades. Direct water access, whether to a lake or river, and sweeping views pad the price substantially.

Not all preretirees are interested in an existing house, however, especially a dated ranch or bungalow. If you want to build, David Weiner, a New York City architect known for his glass-walled weekend retreats in the Catskills and the Berkshires, says the first and hardest job is finding the land. It can take as long as two years to get local permits. You can also expect to deal with environmental quirks; water and septic conditions are all over the map in rocky places such as Maine and other mountainous regions. In remote southern Colorado, where Weiner has also designed custom homes, people will pay a premium for building sites where there will be 320 sunny days a year to power their off-the-grid solar units.

In the East and Midwest, you’ll pay a premium for proximity to skiing and hiking trails, good roads, and beautiful vistas. Land becomes less expensive about a three-hour drive from a major city. The farther you go, the more land you can get for less.

Some architects will design second homes as small as 1,500 square feet. Weiner says most of his clients prefer a smaller weekend place anyway, because the cost of construction keeps creeping up—especially in rural areas, where the climate can require that the construction withstand storms, floods and wind. The total cost to build can easily reach $250 per square foot; combined with the cost of the land and the architect’s plans, you could be looking at $750,000 for even a pocket-size luxury home in a high-cost region such as New England.

Weiner says you should budget for a 10% to 15% overrun in building costs because something will go wrong, whether it’s a drainage problem or new regulations that magnify the cost of installing utilities. Fortunately, once you’ve acquired land, no one can outbid you. If you decide not to go ahead with the project, you should be able to sell the tract for a profit.

If you’re not ready to cash in your current house, or if you don’t want to or cannot borrow enough against your equity to swing the deal, you may have to negotiate a construction loan with a bank. You can eventually roll the balance into a 15-year mortgage or even pay it off if you profit enough from the sale of your primary residence.

Rent it for income?

To defray the costs of maintaining two homes, you may be able to rent your lair to short-term visitors (see Tax Breaks for Second-Home Owners). Insiders say the rental business is booming in most places, citing a high volume of bookings and rising rents at HomeAway, Vacation Rentals by Owner, Airbnb and other agencies.

In a survey by the NAR last year, more than 90% of vacation-home buyers said they planned to rent their new property within one year, and three-fourths of them expected rents to cover at least half of their mortgage. That’s more realistic now than it was during the recession, but you’re taking a chance if you expect your vacation home to function as an ATM to make the cash-flow numbers work. It’s better to buy or build something you can afford from current resources and shop diligently for the right property and price—even if your heart is telling you to rush to closing right after a memorable vacation.

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rolf kramer, real estate, Williamsburg, VARolf Kramer, REALTOR®, ABR, SRES, e-PRO 757-564-4455 Licensed in Virginia with Liz Moore and Associates, 5350 Discovery Park Blvd, Williamsburg, VA 23188 Williamsburg has become a Mecca for retirees over the past dozen years because of its history, charm, vacation amenities, proximity to major cities and airports, and affordable cost of living. 

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Ready to Buy? Let Rolf Kramer Real Estate Agent Specializing in Retiring in Williamsburg HELP!

You probably have experience buying and selling real estate.  However, if it has been a long time since the last real estate transaction, you may need to learn about some of the things that have changed since your last transaction.  For example, disclosure laws, buyer representation, and reverse mortgage financing are all relatively new for buyers and sellers.  For those of you that may need a refresher, we can provide you with complete information about today’s home buying process.  Here is a great home buying guide to help you understand the current home buying process: “The Perfect Fit, Home Buying Guide“. You can also check out our Buyer ReportsFrequently Asked Questions, and Real Estate Glossary. Buyers no longer need to represent themselves during the home search and purchase, while all agents represent the seller. Smart home buyers today can receive undivided confidential representation by choosing a “Buyer’s Agent.”  Find out more about Buyer’s Agents and how we can represent you and protect your interests during your home purchasing process.

Rolf Kramer, Real Estate

Financing Your Home

The first step has not changed much.  You need to know how much you want to spend. Will you get the money from the resale of your current home? How much can you afford or qualify for?  In today’s financing process it is critical to check your credit report to know your credit worthiness.  Clear up problems, if any, before going to a lender.  A good credit rating will result in you receiving lower interest rates.  Your credit rating will also affect the rates for the property insurance on your new home.  Read more about the New Reality of Property Insurance.

Get pre-approved for a mortgage from a mortgage broker or lender, with a commitment to fund your mortgage in writing.  Ask about the various types of mortgages to find the one that may be right for you.  There are many more options than there were even five years ago.  Once pre-approved for a loan, you will know your price range to begin shopping for real estate.

Finding the Right Lifestyle, Neighborhood and Home

Check out the various lifestyles that Williamsburg has to offer.  Whether you choose an active adult community, a golf course or country club community, waterfront living, urban condominium, suburban single family, or if continuing care is needed, you will find them here.

Determine the type of neighborhood you are looking for.  Do you prefer a neighborhood with lots of trees, one in the middle of town or out in the country?  Would you like to have easy access to a highway?  Do you prefer a community with a Home Owners Association or one without?

Make a wish list of all the specifications you want in your home.  Prioritize the list based on your wants and needs.  Next, mark out those aspects that you are willing to compromise on, in case you need to.  Then start searching for your home. You can search the Williamsburg MLS right from our website, or you can have us do it for you.
Review the property listings that meet your needs.  Select properties to see in person and then tour them with us, your Buyer’s Agent.  Once you have selected the property that best meets your needs, we will generate a Comparative Market Analysis to determine the market value of the property.  We will then write and negotiate an offer to purchase the property.

Closing the Deal

Once the contract is ratified we will continue to represent you and assist you throughout the post-contract procedures.  This will include participating in a professional home inspection, selecting your settlement attorney, obtaining property insurance, contacting utility companies, conducting the pre-settlement walk-through, and the Settlement at your attorney’s office.

rolf kramer, real estate, Williamsburg, VARolf Kramer, REALTOR®, ABR, SRES, e-PRO 757-564-4455 Licensed in Virginia with Liz Moore and Associates, 5350 Discovery Park Blvd, Williamsburg, VA 23188 Williamsburg has become a Mecca for retirees over the past dozen years because of its history, charm, vacation amenities, proximity to major cities and airports, and affordable cost of living. Check out for information about the Williamsburg community, lifestyles available, and search for homes for sale.

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About Rolf Kramer – who am ?

You know you are ready to retire. You know you want to live in Williamsburg, and you found this blog. But, why should you hire Rolf Kramer to represent you when you are searching for your home and negotiate a home purchase in Williamsburg?
 Rolf Kramer, Real Estate - licensed agent in Virginia
Rolf Kramer
Williamsburg Office
(757) 564-4455 Cell
(757) 240-2584 Direct Fax
(757) 645-4106 Office
(800) 825-2707 Toll-free


I provide my clients with state of the art technology, sophisticated marketing techniques, up-to-the-minute information, and the expertise demanded by today’s rapidly changing market. My services are backed by Liz Moore and Associates, devoted advocates for the consumer! Every home Liz Moore and Associates markets will have a professional and independent property inspection by an NAHI-certified home inspector, a market evaluation by a licensed appraiser, and a complete termite and moisture inspection by a bonded exterminator. Best of all, this is done at our expense. An innovation pioneered by Liz Moore and Associates, this process provides advantages for both buyer and seller. It allows our agents to accurately pinpoint true market value, ensures that you are advised of value and potential repair issues up front, before negotiating price and committing to terms, and avoids eleventh hour discoveries that can derail a sale. Liz Moore and Associates takes the surprise, and a lot of the stress, out of home buying and selling.

When I work for my clients they can always be assured that I will be truthful, do my very best for them and get the job done right. I learned this from building a 30 year professional consulting career. That career was based on a tradition of listening to clients and then delivering expert knowledge, advice, and determined hard work to help my clients fulfill their needs. That is what I do for my real estate clients.

As a Realtor, I have come to realize that I don´t buy and sell real estate. What I really do is help people change their lives. When people move from one home to another, it changes where their kids go to school, where their family worships, and their sphere of friends. It dramatically changes their lives. I have a big part in making that happen and I take that very seriously.

Making this family life change a successful change is what puts a smile on my face and in my heart. I really get a kick out of having my clients come back to me and thank me for the helping them get what they wanted, where they wanted to go, when they wanted to go, and without undue stress.

I am in the business to make money because my most important job every day is to create security, stability, and a future for my family. I build that business by working with people like you and taking excellent care of them and their real estate needs.

As a Buyer’s Agent: I employ detailed interviews to identify a client’s needs and review every available property through extensive resources, including several Multiple Listing Services, online newspaper classifieds, and For Sale by Owner web sites. Clients are immediately notified via email about any new properties that fit their needs. Clients are provided with their own internet portal where they can sort their properties into favorites, possibilities, and rejects. As a real estate professional and long time resident of Williamsburg, I offer my clients an insider’s perspective on the local real estate market.

As a Seller’s Agent: I use a variety of advanced marketing tools. Clients are provided enhanced Internet listings on,,,,,,,,, and, which present their property to millions of online buyers actively looking to purchase. Buyers can directly access the property´s details, multiple pictures, and panoramic and 360° Virtual Tours. Properties are listed in two local Multiple Listing Services (MLS) and lock boxes are provided for easy access by more Realtors. I use traditional marketing techniques that still help sell a house in today´s market: For sale sign and a box with flyers on the lawn for drive-bys; open house for the public; broker open house; advertising in newspapers and magazines, and ‘Just Listed’ postcards to neighbors. I maximize the market exposure of my client’s property to include all sources of first contact for home buyers.

rolf kramer, real estate, Williamsburg, VARolf Kramer, REALTOR®, ABR, SRES, e-PRO 757-564-4455 Licensed in Virginia with Liz Moore and Associates, 5350 Discovery Park Blvd, Williamsburg, VA 23188 Williamsburg has become a Mecca for retirees over the past dozen years because of its history, charm, vacation amenities, proximity to major cities and airports, and affordable cost of living. Check out for information about the Williamsburg community, lifestyles available, and search for homes for sale.

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Why Hire Rolf Kramer?- Testimonials

This is my biggest accomplishment, as a real estate agent in Williamsburg – hearing the Happily-Ever-After Stories of clients that have used me as their buyer’s agent, when purchasing their retirement home, in Williamsburg. Enjoy reading them, as I did.

it's the perfect time to rewrite your story

Al and Gloria “It is truly a pleasure to recommend Rolf Kramer to anyone who is buying or selling a home in the Williamsburg area.  Over the past 18 months we have been dealing with Rolf and have continually been impressed with his knowledge, professionalism, patience, thoroughness and follow through in helping us to acquire our ideal home.  Rolf was really a partner in our search and deliberations.  He provided expert counsel in all aspects of our purchase and was with us at every critical step of the way.  He provided us with comprehensive research and in depth analysis during our deliberations.  He got to know our needs and desires and helped keep those things in focus for us.  Rolf’s attention to detail helped us avoid potential problems on more than one occasion. Rolf is by far the best Realtor from our point of view that we have encountered in over forty years during which time we bought and sold six homes.  He truly made us feel that he was “walking in our shoes.”  He invariably went the extra mile in seeing that we were satisfied and continued to provide help and guidance even after we had settled into our new home”

Terry and Pat “Now that we are in our home in Williamsburg we want to thank you so much for your help and guidance in making this dream a reality!  The dream was to have a home that was located in an area that was convenient to shopping, Colonial Williamsburg, restaurants, grocery stores, and all the activities that the city has to offer.  A tall order but, with your real estate knowledge, you found it for us.  We love our home in New Town and we appreciate your persistence in finding just the right place for our needs.
Through this process, you always answered our calls promptly and went out of your way to fine-tune the building process.  You helped us through the inspection phase as well, and for that, we are truly grateful!  As our Realtor, you went way beyond the call of duty.
In closing, your knowledge of the Williamsburg area, your helpful list of business referrals, and your attention to our needs helped our move tremendously.  After buying and selling homes in the past, you stand out as the most competent realtor who has ever worked with us.  Thanks for your professional expertise and for making the search for our perfect Williamsburg haven a very pleasant and fulfilling experience.”

Paul and Darla “Rolf is the Realtor of choice.  He provided the absolute best service possible — a perfect combination of personal and professional skills.  This was a very difficult move for my family and he was instrumental in minimizing stress and pain.  He is the epitome of a great employee.  I will return for all future real estate transactions.”

Joe and Andrea “I highly recommend that anyone searching for a house in the Williamsburg area to contact Rolf Kramer.  It’s perhaps the best decision I have made in years (besides the purchase of my home in Williamsburg).  Rolf really cared that I find the best house for me and my wife.  Rolf helped me formulate a game plan and to narrow my interests into a workable formula.  For months, he sent me emails with pictures and descriptions of homes.  We visited 25 homes or more during several trips to Williamsburg.  I got a good grasp of my alternatives, before finally deciding to buy a house in Colonial Heritage.  Since I bought the house, Rolf has pitched in and helped us a number of times.  My wife and I look forward to maintaining a relationship with him even though his “job” is done.  Rarely have I found someone with such capability, insight, dedication, dependability, and integrity.  You can´t go wrong if Rolf Kramer is your agent.”

Mary and Paul “Thank you so much for helping us find our dream home.  Your personal service made the search enjoyable and educational for us.  You really took the time to get to know what we were looking for, and were able to identify possible properties for us to explore our options.  Your thorough knowledge of the Williamsburg/York County area saved us a lot of time searching and helped us get settled in after closing.  We definitely recommend you as our “go-to” real estate agent.  It was our pleasure doing business with you and we wish you much success in the future.”

Carol and Bill “Mary Lou, We are indebted to you for finding us a home at the Villages of Westminster and handling so many details (as well as my irracibility) via long distance and e-mail.  You are a credit to your agency and a real “Pro”, as well as a charming person who obviously truly cares about her clients.  Our hats (if we wore them) are off to you!
Many thanks, again, and we’ll stay in touch.”

Andy “Truly outstanding – Rolf brings only the highest professionalism and integrity to being a real estate agent.  Your advocate and champion, he uses his vast knowledge, infinite patience, and wealth of experience and contacts to make the often-troublesome process of finding and buying a home both pleasant and uneventful.  I would recommend him wholeheartedly to anyone, without hesitation or reservation.”

Kit and John “Rolf is one of the greatest Real Estate Agents we could have possibly asked for.  We really knew little of the Williamsburg area and instead of jumping from one community to another; he showed us properties in such a manor that we knew where we were at all times.  He also stayed within the price range that we told him in the beginning, which is rare in agents today.  After our first day with him, we decided that evening that he had been honest with us throughout the process and we knew that he was the agent for us.  We were very lucky to find him.”

rolf kramer, real estate, Williamsburg, VARolf Kramer, REALTOR®, ABR, SRES, e-PRO 757-564-4455 Licensed in Virginia with Liz Moore and Associates, 5350 Discovery Park Blvd, Williamsburg, VA 23188 Williamsburg has become a Mecca for retirees over the past dozen years because of its history, charm, vacation amenities, proximity to major cities and airports, and affordable cost of living. Check out for information about the Williamsburg community, lifestyles available, and search for homes for sale.

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Searching for an Active-Lifestyle Retirement Community in Williamsburg?

Here are some Retirement Lifestyles that my clients are looking for, in Williamsburg, Virginia

Rolf Kramer, Real Estate Agent

Active Adult Communities

The Williamsburg area has become a Mecca for retirees who are young-at-heart.  Baby Boomers are rediscovering what the early settlers discovered over 400 years ago – that it is a great place to live.  Age-restricted active-adult communities offer a range of services, social events, amenities, and activities to attract and serve residents.  After all, 55 is the new 35.

Gated Communities

Developers have recognized the desire of Buyers for security and prestige.  In response, gated communities have become a popular phenomenon worldwide. Gated communities typically include controlled entrances and usually offer amenities such as country clubs, golf courses, fitness centers, and club activities.

Golf Course/Country Club

Is golf your obsession?  Do you want to step out your back door and onto the course?  On the other hand, do you simply enjoy the beauty of manicured fairways and greens?  Whatever your tastes, the Williamsburg area offers numerous golf communities with golf to suit any ability amid extraordinary natural beauty.  Test your skill on some of the world’s finest courses designed by legendary architects such as Robert Trent Jones, Rees Jones, Jack Nicklaus, Tom Fazio, and Pete Dye.

Suburban Living

According to a survey done by the National Association of Realtors, more and more Boomers want to retire in a suburban setting, motivated by quality health care and cultural activities.  Because Boomers are staying in the work force longer than previous generations, they may want or need somewhat larger dwellings that include one or two home offices.  Williamsburg has a wide variety of subdivisions, within minutes of Colonial Williamsburg, that will meet these needs and wants.

Urban Living

For those looking for slow-paced urban living, Williamsburg presents a range of prospects.  Mixed-use developments, an intelligent combination of land use, offer residential living and commercial properties, including office space.  New Town and High Street are great examples of mixed-use communities.  They offer sophisticated apartment, townhouse, and condominium homes overlooking beautiful park settings.  Take a nostalgic trip down memory lane to your childhood years when the family enjoyed going downtown.  You can leave your car at home and walk to nearby shopping, dine at neighborhood restaurants, workout at a nearby fitness center, and enjoy multi-screen cinemas.

Waterfront Communities

Whether you have your own boat or simply want to enjoy breathtaking sunsets over the James, the Williamsburg area provides easy access to area rivers as well as lakes and ponds.  Williamsburg is located on a peninsula with the York River to the northeast and James River to the southwest.  Do not overlook the beautiful Chickahominy River, which flows into the James River.  Both the York and James rivers lead to the Chesapeake Bay and Atlantic Ocean.  Some of the area’s most prestigious neighborhoods offer marina facilities, while others have river access and most have lakes or ponds.

Independent/Assisted Living and Continuing Care Residential Communities

Should you or your loved ones need independent/assisted living or a continuing care facility, Williamsburg boasts a minimum of five such facilities.  Levels of living offered include independent living, assisted living, supportive living, memory-impairment, and skilled nursing facilities.  The emphasis is on nurturing and enhancing quality of life through planned programs designed for mental and physical stimulation.

rolf kramer, real estate, Williamsburg, VARolf Kramer, REALTOR®, ABR, SRES, e-PRO 757-564-4455 Licensed in Virginia with Liz Moore and Associates, 5350 Discovery Park Blvd, Williamsburg, VA 23188 Williamsburg has become a Mecca for retirees over the past dozen years because of its history, charm, vacation amenities, proximity to major cities and airports, and affordable cost of living. Check out for information about the Williamsburg community, lifestyles available, and search for homes for sale.

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Retiring. Golfing. The Good Life in Williamsburg

Braemar Creek at Greensprings Plantation is a condominium community in a beautiful lake and golf course setting.  A number of the buildings line holes on Williamsburg National’s newest course, the Yorktown.  The course is a traditional design by Tom Clark with no gimmicks.  The Jamestown course is an award winning Jack Nicklaus group design.  It was named “One of the 10 best courses you can play in Virginia” by Golf Digest Magazine.  Prices start in the low $200’s and amenities include a clubhouse featuring a workout room, kitchen, lounge, huge porch overlooking the pool.  They also offer tennis courts and playground.

A bad day of golf - Rolf Kramer Real Estate Agent

Brickshire may just be the perfect blend of relaxing countryside living, exciting recreational and cultural opportunities all in one location.  Located midway between Richmond and Williamsburg, the Curtis Strange signature golf course is “player friendly” and contains replicas of some of his favorite holes from around the world.  The community covers 1,135 acres of rolling hills and woodlands.  Amenities include an owner’s clubhouse, swimming complex, tennis courts, fitness center, two nature trails, and walking trails.  Developer’s lots have sold out.  However, resale home sites are available and start around $100,000.  The Sanctuary offers builder spec homes starting in the mid $300’s.  The Preserve and Kings Pond neighborhoods feature custom homes starting in the $500’s.  Luxury patio homes featured in the BelGreen section start in the $300’s.

Ford’s Colony was voted the Number One Master Plan in Continental U.S. by the American Resort Development Association.  A golf and country club lifestyle awaits you within its gates.  Three Dan Maples designed golf courses were built with an appreciation for all levels of play.  You will find homes rich in architectural tradition.  Styles include Colonial, Greek Revival, Georgian, and Federal providing every modern convenience and amenity you desire.  If your preference is low maintenance living, the courtyard homes located on the golf course start at $499,000. Luxury town homes begin at $300,000. Or, if you prefer, select a homesite and build the home of your dreams. Choose from homesites on the golf course, next to the wildlife preserve, overlooking a lake or nestled in a wooded setting. Homesites range from 1/4-acre to over an acre in size and are priced from $125,000 to $1,250,000.  Resale homes start at $345,000 for a single family attached home to spectacular homes over $2 million.

Colonial Heritage is “THE” destination for active adults 55+ years of age and better.  Enjoy life to the fullest in an ideally located community with great amenities combined with small town charm and city conveniences all creating an unsurpassed lifestyle.  At Colonial Heritage, you will enjoy the comfortable pace of small town living enhanced with a wealth of recreational, educational, and cultural opportunities.  This 695-acre, 1500 homesite, 24-hour manned gated community with miles of walking and biking paths, world class amenities and affordable living for an active adult lifestyle is a place you will call home. Amenities include a 25,000 square foot Heritage Club featuring casual dining, ballroom with stage, cards and billiards, woodworking, arts & crafts, and library with computer stations.  The 8,500 square feet Athletic Club features a  heated indoor pool with a spa, an outdoor pool with expansive terrace, state of the art fitness center, golf pro shop, and snack bar.  For the tennis enthusiast there are outdoor tennis courts. Colonial Heritage is home to an Arthur Hills designed 18-hole Championship Golf Course with a putting green and driving range.  Golfers are invited to hone their skills at the sprawling practice range and short game facility. The driving range offers golfers the luxury of natural grass tee boxes to enrich your learning and practice experience. Sharpen your short game proficiency at the large arched chipping green which features two bunkers and putting green.

Governor’s Land At Two Rivers is described as, a warm and welcoming community where interesting people of all ages, professions and backgrounds come together to enjoy a unique lifestyle.  Located along a pristine stretch of unspoiled waterfront along the shores of the James and Chickahominy Rivers.  Governor’s Land is a luxury residential community offering all of the advantages of country club living.  The Tom Fazio designed, Two Rivers Golf Course is the only private community golf club in Williamsburg.  The community boasts a premier marina nestled in a protected private harbor providing a safe haven or boats up to 50-feet in length.  Easy boat ramp access to the beautiful James River will lead you to adventures on the Chickahominy River and the Chesapeake Bay.  Homes start in the high $500’s up to well over $2 million.  Land is available starting in the high $160’s going as high as $1.5 million.  Once you experienced a sunset from the terrace of the clubhouse, you won’t settle for anything less.

Greensprings Plantation is a wooded subdivision of 175 homes on lots that are larger than the average size found in subdivisions around Williamsburg.  Some of the properties back to Williamsburg National’s Jamestown golf course.  The community amenities include a clubhouse, pool, playground and tennis courts.  Home prices start in the mid $400’s.
Greensprings West is a 365 home master planned community wrapped around Williamsburg National’s Yorktown golf course.  The Tom Clark design is a 7,000 yard championship course of traditional design with no gimmicks.  The subdivision has an active HOA (home owners association) and offers a clubhouse, pool, tennis, lakes and community events.  Resale home prices start in the high $300’s.  Homesites are available starting in the mid $130’s to the mid $230’s with 14 builders to choose from.
Kingsmill on the James is a gated community located on the banks of the James River near historic Williamsburg.  Golf until your heart is content on a trio of 18-hole golf courses and a 9-hole par 3 course.  The community’s crown jewel is The River Course the site of the Michelob Ultra Open, an LPGA Tour event.  While it is exciting to play these prestigious golf courses, having one right outside your back door is priceless.  The community offers a variety of exclusive neighborhoods including resale resort condominiums ($170,000-$500,000), resale single family homes ($350,000-$3.5 million), resale patio homes adjacent to golf course ($400,000-$550,000), new homes (starting at $600,000), luxury riverfront townhomes ($775,000-$1.5 million), and River Bluffs luxury condominiums ($775,000-$1.5 million).  If boating is your passion, check out the marina.

Stonehouse/Stonehouse Glen is located just minutes west of Williamsburg.  It’s close proximity to I-64 gives it easy access to Richmond and Newport News.  This planned community is surrounded by the prestegious Tradition Golf Club at Stonehouse winding over 6,962 yards of steep forested hills, wide plateaus, and abrupt ravines.  Gentle rolling hills and wooded lots showcase beautiful homes.  The Orchard Hill neighborhood features smaller lots with single family homes ranging from the mid to upper $300’s.  Other neighborhoods feature mid-level and custom homes from the high $300’s to near $1 million.  Neighborhood amenitites include a clubhouse, tennis, playground, pool, RV parking and neighborhood garden.  Stonehouse Glen is a new phase being developed featuring new home construction with base prices from the high $300’s to the mid $520’s.  Future plans include a clubhouse and pool.

rolf kramer, real estate, Williamsburg, VARolf Kramer, REALTOR®, ABR, SRES, e-PRO 757-564-4455 Licensed in Virginia with Liz Moore and Associates, 5350 Discovery Park Blvd, Williamsburg, VA 23188 Williamsburg has become a Mecca for retirees over the past dozen years because of its history, charm, vacation amenities, proximity to major cities and airports, and affordable cost of living. Check out for information about the Williamsburg community, lifestyles available, and search for homes for sale.